Archive for November, 2009

Home Insurance: How You Can Save Some Cash!

When it comes to home insurance, I can promise that many people are attempting to think of ways that they can cost their costs and save some money.  Home insurance is not all that cheap — heck, most of the time, the insurance premium is by far the most expensive bill that you have and that is just because of everything that home insurance covers.

However … there are a ton of different ways that you can save money on your home insurance.  For example, did you know that upping your deductible can actually really help lower your insurance premium?  Also, installing things like a brand new roof and also making your home secure are great and easy ways to make your home insurance premium go down.

Saving money on home insurance is pretty easy — you just have to make sure that you know exactly what you are doing.

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11 2009

What to Do When Your Landlord Vetoes Paint and Wallpaper

Some may say that if you are paying rent, you have the right to do whatever you want to do to the property, in regards to painting and things of that nature — as long as you leave it in a condition that pleases your landlords.  Personally, I agree with that, but it is not the way things go all the time.  Still, if you move into an apartment where the paint and wallpwper on the walls does not suit your personality or your design aesthetic (as I just experienced: beautiful place, but walls decorated in oranges, yellows … and the most heinous floral wallpaper imaginable) and your landlord is wary of letting you do anything (even though former tenants were allowed to paint the walls orange and yellow, and put up the most heinous floral wallpaper imaginable), there are ways to get around that dictate.

Sheets.  That’s right — flat bed sheets, not the fitted ones.  You can choose them in a color you like, or pick white sheets and paint them.  You can tack them up in a way that will not harm the underlying wall, or use special adhesives that will not harm the paint or paper beneath.  Stretched tightly, this idea is safe, economical, stylish, and beautiful.

Want wallpaper?  Stencil your sheets.  In any design you like.  Nor do you have to pay an arm and a leg for the stencils.  Print out the ones you like and use an Xacto knife to cut out the patterns on the appropriate material.

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11 2009